Questions and Answers !!

OK, listen up here !  Over the course of the last five months I have put out a lot of information and some of you have been kind enough to respond with questions.  Before we get into the questions I should tell you how this works: I write the BLOG and then this Editor guy comes along and adds more useless words trying to explain what I have already told you.  I humor him and let him rattle on, but I think he only confuses the situation.  As a result some of you have been sending in questions and the purpose of this message is to answer those questions.  Got it ? Continue reading